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Fund Manager views on US presidential election results

Fund Manager views on US presidential election results - Published: 25 Nov 2016

US Presidential Election results: What it may mean for the economy, the markets, and investors.

RL360° to acquire Ardan International platform business - Published: 14 Nov 2016

The RL360° Group has entered into an agreement to purchase the international platform business Ardan International, subject to regulatory approval

Name and Objective Change - Schroder ISF Global Property Securities Fund - Published: 10 Nov 2016

With effect from 1 December 2016, the fund will change name to the Schroder ISF Global Cities Real Estate Fund and amend its objective and policy to reflect this. This affects our guided architecture products: Oracle, Paragon and Quantum. Click on this story for more details.

Invesco - Monthly Market Report for period October 2016

Invesco - Monthly Market Report for period October 2016 - Published: 09 Nov 2016

Fund Managers from Invesco Asset Management provide a regional roundup of market activity from October 2016.

Matthews Asia - Asia Insight

Matthews Asia - Asia Insight - Published: 04 Nov 2016

Matthews Asia is the largest dedicated Asia-only investment specialist in the United States. Here they analyse China’s latest macro numbers and comment on strategic versus tactical investment decisions. Matthews Asia funds are available via our guided-architecture products Quantum, Oracle, Paragon and LifePlan.

Invesco - Quarterly Economic Outlook for Q4 2016

Invesco - Quarterly Economic Outlook for Q4 2016 - Published: 25 Oct 2016

John Greenwood, Chief Economist for Invesco, delivers his economic outlook for Q4 2016. Click here to read his full report.

Morningstar Market Commentary - Q3 2016

Morningstar Market Commentary - Q3 2016 - Published: 21 Oct 2016

Morningstar experts provide an overview of what happened in indexes market during the third quarter of 2016.

Fund Changes - Pictet Emerging Local Currency Debt Fund - Published: 21 Oct 2016

Pictet Asset Management has notified us that it will be changing the Investment Policy to their Emerging Local Currency Fund in order to include the possibility to invest in Sukuk. The changes will take effect on 24 October 2016.

Invesco - Monthly Market Report for September 2016

Invesco - Monthly Market Report for September 2016 - Published: 14 Oct 2016

Fund Managers from Invesco Asset Management provide a regional roundup of market activity from September 2016.

Dealing Resumption - Henderson UK Property Fund - Published: 27 Sep 2016

We have received a notification from Henderson Global Investors informing us that with effect from 12 noon on 14 October 2016, all dealing activity in the Henderson UK Property fund will resume as the suspension will be lifted.

Schroders - Bond Investors post-Brexit options

Schroders - Bond Investors post-Brexit options - Published: 22 Sep 2016

Paul Grainger, fixed income manager for Schroders gives his view on the options bond investors have in the current market in which Brexit has come to increase the already high level of uncertainty.

Invesco - Monthly Market Report for period August 2016

Invesco - Monthly Market Report for period August 2016 - Published: 22 Sep 2016

Fund Managers from Invesco Asset Management provide a regional roundup of market activity from August 2016.

Standard Life Investments - Q2 2016 Global Review

Standard Life Investments - Q2 2016 Global Review - Published: 22 Sep 2016

What happened in the global markets during Q2 2016? Click here to read Standard Life Investments' economic analysis.

Fund Changes - Allianz GEM Equity High Dividend Fund - Published: 22 Sep 2016

Allianz has notified us that they will be making changes to the Investment Objective and Investment Principles of their GEM Equity High Dividend Fund and these will come in effect on 3 October 2016.

Invesco - Monthly Market Report for period July 2016

Invesco - Monthly Market Report for period July 2016 - Published: 07 Sep 2016

What happened in the markets following the UK voting to leave Europe? Fund Managers from Invesco Asset Management provide a regional roundup of market activity from July 2016.

J.P.Morgan - Analyzing the Post Brexit landscape

J.P.Morgan - Analyzing the Post Brexit landscape - Published: 07 Sep 2016

J.P.Morgan experts assess the post Brexit Q1 earnings season and also consider the weigh Brexit implications will have on the economic and investment fronts.

RL360° retains B+ AKG rating - Published: 07 Sep 2016

RL360° and RL360° Services have been awarded the highest financial strength rating of any international life company by independent actuaries AKG.

Name Change - Sarasin will change names on some of their funds - Published: 07 Sep 2016

Sarasin has informed us they will be changing the name to several of their funds effective 28th of November 2016. The funds included in these changes that can be found within our product range are Equisar Global Thematic Fund and also their Food & Agriculture Opportunities Fund.

Invesco - Quarterly Economic Outlook for Q3 2016

Invesco - Quarterly Economic Outlook for Q3 2016 - Published: 30 Aug 2016

John Greenwood, Chief Economist for Invesco, delivers his economic outlook for Q3 2016. Click here to read his full report.

Investment Policy Changes - Kames Ethical Corporate Bond Fund - Published: 04 Aug 2016

Kames Capital has informed us that it is making several changes to the Investment Policy of the fund and its corresponding prospectus that will come into effect on 1 October 2016.

Sarasin - Food & Agriculture Opportunities

Sarasin - Food & Agriculture Opportunities - Published: 28 Jul 2016

Fund Managers Henry Boucher and Ed Bailey gives us a glimpse on a variety of investment opportunities in the Food and Agriculture industries available in the world.

Fund Suspension - Henderson UK Property Fund - Published: 28 Jul 2016

Henderson Global Investors have informed us that with effect from 12 noon on 5 July 2016, all dealing activity in the Henderson UK Property Fund has been suspended until further notice.

Brexit - Fund Manager reactions post Referendum

Brexit - Fund Manager reactions post Referendum - Published: 04 Jul 2016

After the announcement on Friday 24 June 2016 that the UK voted to exit Europe, fund managers published their immediate views on what they thought this meant for the UK and the impact on their funds. Read their reactions here.

Quantum's express service - Published: 29 Jun 2016

How one Financial Adviser on the other side of the world had an RL360° Quantum application accepted just 7 hours after sending it.

Name and Objective Change - Allianz BRIC Equity Fund - Published: 22 Jun 2016

Allianz Global Investors will change the Sub-Fund name, the investment objective, the investment principles and the benchmark of the BRIC Equity Fund on 15 July 2016.

Brexit - What to Expect ?

Brexit - What to Expect ? - Published: 16 Jun 2016

Invesco, J.P. Morgan and Pictet Asset management groups give their analysis on the possible scenarios that can be expected after the referendum contemplating the exit of Great Britain or continuing in the European Union.

Fund Merger - Investec Asset Management - Published: 18 May 2016

Effective 17 June 2016 Investec Asset Management will merge their Global Strategic Income Fund with their Global Multi-Asset Income Fund. Investec feels that in order to achieve a high and sustainable level of income it is better to invest in a broader range of investments.

RL360° achieves 21% growth in 2015 - Published: 18 May 2016

RL360° achieved 21% growth in new business in 2015, with sales in PVNBP* terms hitting £715m.

RL360° puts advisers ahead of the game with its desktop online application system - Published: 10 May 2016

In a fast-moving industry you need an efficient, cost-effective way of submitting your clients’ applications.

Fund Mergers - JPMorgan prefixed Luxembourg SICAV Funds - Published: 14 Apr 2016

On 20 May 2016 JPMorgan Asset Management will be rationalising their Luxembourg SICAV duplicate share classes by merging “JPMorgan” prefixed share classes into the equivalent “JPM” prefixed share class of the same sub-fund. This affects our closed guided-architecture product Preference. We will be taking action ahead of the merger. Click on this story for more details and to view samples of the letters we have issued to policyholders and investment advisers.

RL360° Services launched - Published: 04 Apr 2016

The RL360° Group has unveiled the newly branded RL360° Services, following the Group’s acquisition of CMI Insurance Company Limited (CMI) late last year.

Tim Kneale crowned Sportsman of the Year - Published: 24 Mar 2016

RL360° Quantum sponsored athlete Tim Kneale has been crowned Sportsman of the Year at the Isle of Man Sports Awards.

Amendment to the Investment Principles - Credit Suisse - Published: 22 Mar 2016

Effective 30 March 2016 Credit Suisse Fund Management will make changes to the investment principles of the subfunds to clarify that they can invest worldwide including emerging market countries and that fixed income securities in the non-investment grade sector may represent up to 20% of their total net assets.

Opportunities to Invest in Small & Medium-Cap Funds

Opportunities to Invest in Small & Medium-Cap Funds - Published: 16 Mar 2016

Investors might think there is safety in investing in the shares of large established companies, but should the small and mid-cap companies be overlooked?

Investment Policy Change - Pictet Asset Management various funds - Published: 16 Mar 2016

Effective 16 March 2016 Pictet has changed the investment policy for several of its funds including: Pictet Emerging local currency Debt, Pictet Timber, Pictet Premium Brands, Pictet Water and Pictet Asian local Currency Debt.

Fund Merger - Pictet Asset Management - Published: 07 Mar 2016

Effective 30 March 2016 Pictet Asset Management will merge their Absolute Return Global Diversified Fund with their Multi Asset Opportunities Fund. The Board of Directors of the Fund believe this to be in shareholders' best interests.

Invesco Perpetual - Investing in UK Smaller Companies

Invesco Perpetual - Investing in UK Smaller Companies - Published: 29 Feb 2016

Jonathan Brown, UK Equities Fund Manager at Invesco Perpetual shares his views on stock picking UK smaller companies which he believes have the resilience to weather the global storm.

RL360° Quantum announces sponsorship agreement with Manx world record holder - Published: 27 Feb 2016

RL360° Quantum has announced a sponsorship agreement with double trap shooter and current World Record Holder Tim Kneale.

New Fund Links - Protected Lifestyle - Published: 25 Feb 2016

We've just completed our annual fund review of Protected Lifestyle’s external fund options. We've added 13 new core funds and introduced 3 new fund groups to the range. Click through to see the full story.

Name and Objective Change - Fidelity South East Asia Fund - Published: 18 Feb 2016

Effective 23 March 2016, the fund will change name to the Fidelity - Asia Focus Fund and amend its objective to reflect this. This affects our products: Oracle, Paragon, Quantum and Kudos. Policyholders have been written to. Click on this story for more details.

Guinness Asset Management - Why Invest in Asia?

Guinness Asset Management - Why Invest in Asia? - Published: 15 Feb 2016

The Asia region is made up of a mix of advanced, high-income economies and newly industrialised countries that are home to 54% of the world’s population. Industrialisation brings with it increased wealth, improved standards of living and a vast consumer market that attracts both domestic and international brands. Here Guinness specialists give their views on what makes Asia different.

J.P. Morgan Asset Management - Investing in Smaller Companies

J.P. Morgan Asset Management - Investing in Smaller Companies - Published: 15 Feb 2016

Here J.P. Morgan’s Head of Investment Trusts, Simon Crinage, explains what potential there is in investing in small and mid cap shares, with particular reference to the UK, where the younger companies have the potential to thrive.

Matthews Asia - Asia Insight

Matthews Asia - Asia Insight - Published: 15 Feb 2016

Matthews Asia believes in long-term growth of Asia and is the largest dedicated Asia-only investment specialist in the United States. Matthews Asia funds have recently been added to our guided-architecture products Quantum, Oracle, Paragon and LifePlan. Here they provide their views on investment opportunities that exist in Asia.

New Fund Links - Quantum, Oracle, Paragon and LifePlan - Published: 15 Feb 2016

We've just completed our annual fund review for Quantum, Oracle, Paragon and LifePlan. We've added 28 new funds and introduced 6 new fund groups to the range. Click through to see the full story.

Fund Range Change - Protected Lifestyle Lebanon Policies - Published: 10 Feb 2016

On 18 March 2016 we will be making a significant change to the range of funds that existing Protected Lifestyle Lebanon policyholders can invest in. The changes will provide new investment opportunities. Letters to Policyholders have been issued via their relevant servicing advisers, notifying them of the change to the fund range. We will be taking some immediate action on 18 March 2016 with regard to existing holdings - click on this story for more details.

RL360° Quantum - making your UK tax returns more simple - Published: 09 Feb 2016

RL360° has been reviewing some of the more colourful excuses HMRC says it has received from taxpayers who fail to file their tax return.

Henderson - Commodities 2016 Outlook

Henderson - Commodities 2016 Outlook - Published: 21 Jan 2016

Mathew Kaleel Economist for Henderson shares his views on what happened in commodity markets during 2015 and the outlook for 2016.

BlackRock - 2016 Investment Outlook

BlackRock - 2016 Investment Outlook - Published: 21 Jan 2016

As the global liquidity wave crests, the business, credit and valuation cycles should gain in importance. Unusually, these cycles appear to be out of sync. This argues for careful navigating in 2016.

Henderson - Global Technology Outlook 2016

Henderson - Global Technology Outlook 2016 - Published: 20 Jan 2016

Stuart O'Gorman Director of Technology Equities for Henderson provides his analysis on how technology stocks fared in 2015 and what can we expect in 2016.

Fund Closures - SPI Assetmaster Broker Funds x 4 - Published: 15 Jan 2016

As the underlying funds that our 4 SPI Assetmaster broker funds link to will be closing on 28 January 2016, we will be formally closing the broker funds and transferring assets into alternative SPI internal funds. This impacts closed products that were sold under the SPILA brand. Policyholders have been written to about the closures and the action we are taking.

Investec - 2016 Investment Views

Investec - 2016 Investment Views - Published: 08 Jan 2016

What can we expect in 2016? How can investors build more resilient portfolios? Investec's Multi-Asset team share their key investment themes for the year ahead.

Policy fee increases - Published: 07 Jan 2016

The fixed policy fees on some of our products have increased in line with the Isle of Man Retail Price Index which, as at 30 September 2015, was 2.6%.

Name Change - JPM Global Capital Appreciation Fund - Published: 09 Dec 2015

On 14 December 2015, the fund will change name to JPM Global Macro Opportunities. This affects our guided architecture products: Oracle, Paragon and Quantum. As it is only a name change, policyholders have not been written to on this occasion.

Fund Name Changes - from First State to Stewart Investors - Published: 02 Dec 2015

First State Investments has changed the structure of the First State Stewart (FSS) investment management team. These changes will split the FSS into two teams; one primarily based in Hong Kong and the other in Edinburgh. The changes mean some of the First State funds have changed name to Stewart Investors. The changes affect our guided-architecture product Kudos.

RL360 Group’s acquisition of CMI completes - Published: 01 Dec 2015

The RL360 Group has completed the acquisition of CMI Insurance Company Limited (“CMI”) from Lloyds Banking Group plc (“Lloyds”), following regulatory approval in the Isle of Man and Hong Kong.

Taxation of highly personalised policies for UK residents - Published: 17 Nov 2015

By Kirsty Caley, RL360° Technical Support Consultant

How long are we all going to live? - Published: 16 Nov 2015

People are living longer today than at any other time; we assess the impact of this and what it will mean for retirement planning.

LifePlan - Is whole of life more expensive than term cover? - Published: 28 Oct 2015

We demonstrate how whole of life and term cover through LifePlan could be cheaper than purchasing standalone term cover.

Sarasin - Market View: A necessary correction.

Sarasin - Market View: A necessary correction. - Published: 22 Oct 2015

Guy Monson CIO of Sarasin and Partners talks about the market outlook following the last quarter and how different circumstances have affected the market.

Fund Closures - RL360° Euro Capital Protected Fund Range - Published: 14 Oct 2015

We will be closing the remaining Euro Capital Protected Funds on 11 December 2015. The closures affect legacy products that have access the Euro RL360° Capital Protected Funds. Affected policyholders have been written to. Click on this story for the full details and to view a sample of the letter.

Fund Merger - BlackRock Global Funds - Global Equity Fund - Published: 09 Oct 2015

On 25 September 2015 BlackRock merged its BlackRock Global Funds – Global Equity Fund into its BlackRock Global Funds – Global Opportunities Fund. The merger impacts the following closed products: Preference and Prosper. Click on this story for full details.

Investment Policy Changes - Schroder ISF Asian Opportunities Fund - Published: 06 Oct 2015

Schroders are clarifying the investment objective and policy of the fund in order to provide investors with greater transparency on the fund’s investment strategy. The changes impact the following closed products: Preference and Prosper. Click on this story for full details.

Investment Policy Changes - Schroder ISF Emerging Asia Fund - Published: 01 Oct 2015

Schroders are clarifying the investment objective and policy of the fund in order to provide investors with greater transparency on the fund’s investment strategy. The changes impacts the following closed product: Kudos. Click on this story for full details.

Investment Policy Changes - Schroder ISF China Opportunities Fund - Published: 01 Oct 2015

Schroders are clarifying the investment objective and policy of the fund in order to provide investors with greater transparency on the fund’s investment strategy. The changes impact the following guided-architecture products: Oracle, Paragon and Quantum. Click on this story for full details.

Fund Merger - UBS (Lux) Equity Fund - Taiwan - Published: 25 Sep 2015

UBS will be conducting a merger of its UBS (Lux) Equity Fund-Taiwan on 29 October 2015. As the fund has now soft closed to subscriptions, we have had to take immediate action for regular premium policies. The merger impacts the following guided-architecture products: Oracle, Paragon and Quantum. Click on this story for full details and to view sample letters that have been issued to policyholder and investment advisers advising what action we will be taking ahead of the merger.

Change of Investment Manager - Amundi Islamic Global Resources - Published: 15 Sep 2015

As of 30 September 2015 the investment manager will change from Amundi to CPR Asset Management. This fund is available within our Oracle, Quantum and Paragon ranges. Click link for more details.

New UK Capital Gains Tax on residential property held by non UK residents - Published: 09 Sep 2015

The scope of UK Capital Gains Tax (CGT) was extended to non-UK residents selling UK residential property interests.

Fund Closures - SPILA Bonus Growth Range of Funds - Published: 04 Sep 2015

On the 1st December 2015, the SPILA range of Bonus Growth funds will close affecting closed products that were sold under the SPILA brand. Click on this story for the full details and to view sample policyholder letters.

Fund Merger - Aberdeen UK Flexible Strategy Fund - Published: 28 Aug 2015

Aberdeen have proposed a merger of its Aberdeen UK Flexible Strategy Fund on 11 September 2015. The merger impacts the following guided-architecture products: Oracle, Paragon and Quantum. We will be taking action ahead of the merger for affected policyholders. Click on this story for full details and to view sample letters that have been issued to policyholder and investment advisers.

When is the right time to start saving for university? - Published: 25 Aug 2015

There’s no getting away from the fact that a university education can be expensive - so when is the right time to save?

Sarasin - Global Strategy Update

Sarasin - Global Strategy Update - Published: 21 Aug 2015

Guy Monson CIO of Sarasin and Partners gives his overview of the current macroeconomic picture.

Change of Index - BNP Paribas Islamic Equity Optimiser Fund - Published: 18 Aug 2015

Effective 14 September 2015, the fund will change index to the “Dow Jones Islamic Market Developed Markets Top Cap Index”, amending its stock selection methodology in line with this. The change affects our guided architecture products: LifePlan, Oracle, Paragon, Quantum & Protected Lifestyle. Policyholders have been written to. Click on this story for more details.

Schroders - China's strong growth, but fragile foundations

Schroders - China's strong growth, but fragile foundations - Published: 10 Aug 2015

Schroders Emerging markets Economist Craig Botham gives his views on chinese growth and why he is still skeptical about the future.

Gam - Chinese equities: Review and Outlook

Gam - Chinese equities: Review and Outlook - Published: 10 Aug 2015

Michael Lai, Investment Director and manager of GAM Star China Equity, shares his views on the current situation with the Chinese stock market.

Name and Objective Change - JPMorgan Eastern Europe Equity Fund - Published: 03 Aug 2015

Effective 30 September 2015, the fund will change name to the JPMorgan Emerging Europe Equity Fund and amend its objective and policy to reflect this. This affects our guided architecture products: Oracle, Paragon and Quantum. Policyholders have been written to. Click on this story for more details.

Name Change - Invesco Perpetual UK Aggressive Fund - Published: 30 Jul 2015

On 30 September 2015, the fund will change name to the Invesco Perpetual UK Focus Fund. This affects our guided architecture products: Oracle, Paragon and Quantum. As it is only a name change, policyholders have not been written to on this occasion.

RL360° retains market-leading AKG rating - Published: 15 Jul 2015

RL360° has retained its B+ AKG rating, cementing the company’s successes over the past year.

The Outlook for Greece

The Outlook for Greece - Published: 14 Jul 2015

Compilation of articles of experts from Fidelity and Henderson analysing the Greek economic outlook and mentioning probable outcomes for the whole situation.

Fund Merger - Aberdeen UK Opportunities Fund - Published: 30 Jun 2015

The Aberdeen UK Opportunities Fund will be merging into the Aberdeen UK Equity Fund on 10 July 2015. The merger impacts the following guided-architecture products: Oracle, Paragon and Quantum. We will be taking action ahead of the merger for affected policyholders. Click on this story for full details and to view sample letters that have been issued to policyholder and investment advisers.

Fund Closure - OFS International Balanced Broker Funds - Published: 27 May 2015

Following a long period of suspension, the OFS broker funds have now been formally closed without value. Policyholders have been written to notifying them of what this means in regard to their policy. The closure affects guided architecture products that were sold under the SPILA brand. For full details and to view copies of letters click on this story.

Investment Policy Change - Pictet Absolute Return Global Diversified Fund - Published: 22 May 2015

Pictet will be making a number of changes including broadening the Fund's investment options on 26 May 2015. The changes impact the following guided-architecture products: LifePlan, Oracle, Paragon and Quantum. Click on this story for full details and to view sample letters that have been issued to policyholders and investment advisers.

Fund Closure - Investec GSF Managed Currency - Published: 22 May 2015

We have been informed by Investec Asset Management that they intend to close their Investec GSF Managed Currency Fund on 19 June 2015.

Objective Change - Invesco Global High Income Fund - Published: 22 May 2015

Invesco Global Asset Management will be making changes to the investment objective and policy of the Invesco Global High Income Fund on 7 August 2015. The changes affect our closed product: Preference. Policyholders and Investment Advisers have been written to about the changes. Click on this story for the full details and to view sample letters.

RL360° announces acquisition of CMI - Published: 07 May 2015

The RL360° Group has today announced it has entered into an agreement with Lloyds Banking Group plc to acquire its international life business CMI. The transaction is subject to regulatory approval.

Henderson - EM's Diverging Universe

Henderson - EM's Diverging Universe - Published: 21 Apr 2015

Hendersons’ Steve Drew, discusses the dynamics currently at work on the different emerging markets.

RL360° achieves 31% growth in 2014 - Published: 01 Apr 2015

RL360°’s first full calendar year since its management-led buyout delivered 31% growth in new business.

Portfolio Holdings Change - BNY Mellon Global Equity Fund - Published: 13 Mar 2015

Following a review, BNY Mellon will be making a small amendment to the number of holdings held within the fund. The fund will move to a more concentrated portfolio of around 60-90 holdings. This impacts the following guided-architecture products: Kudos, LifePlan, Preference, Prosper and Protected Lifestyle. Click on this story for full details.

Portfolio Holdings Change - BNY Mellon Global Opportunities Fund - Published: 13 Mar 2015

Following a review, BNY Mellon will be making a small amendment to the number of holdings held within the fund. The fund will move to a more concentrated portfolio of around 30 to 50 holdings. This impacts the following guided-architecture product: Prosper. Click on this story for full details.

Name and Objective Change - Henderson Horizon Japanese Equity Fund - Published: 10 Mar 2015

The Henderson Horizon Japanese Equity Fund will change name to the Henderson Horizon Japan Opportunities Fund on 1 April 2015. It will also amend its objective and benchmark. The changes impact the following guided-architecture products: Oracle, Paragon and Quantum. Click on this story for full details and to view sample letters that have been issued to policyholders and investment advisers.

Fund Suspension Update - Advance notice of closure of the OFS International Balanced broker funds - Published: 05 Mar 2015

Following a long period of suspension we will be closing the OFS International Balanced broker funds on 23 April 2015. Letters have been issued to policyholders explaining the reason for the closure and what this means for them. This impacts closed products that were sold under the SPILA brand. For full details and to view a copy of the policyholder letter click on this story.

Fund Merger - JPM Global Consumer Trends Fund - Published: 12 Feb 2015

The JPM Global Consumer Trends Fund will be merging into the JPM Global Unconstrained Equity Fund on 27 March 2015. The merger impacts the following guided-architecture products: Oracle, Paragon and Quantum. We will be taking action ahead of the merger for affected policyholders. Click on this story for full details and to view sample letters that have been issued to policyholder and investment advisers.

4 New Islamic fund links for Oracle, Paragon, Quantum & LifePlan - Published: 12 Feb 2015

We’ve added more Islamic funds to our products, following adviser demand. This takes the core number of Islamic fund links to 9 for Oracle, Paragon and Quantum, and 6 for LifePlan. Click on this story for more details.

Fund Closure - Aberdeen UK Opportunities - Euro share class - Published: 06 Feb 2015

Aberdeen Asset Management Limited has closed its Euro denominated share class of the Aberdeen UK Opportunities fund. This impacts the following guided-architecture products: Oracle, Paragon and Quantum. Letters have been sent to policyholders and advisers. Click on this story for full details and to view sample letters.

Schroders - 2014 Economic Review and Themes for 2015

Schroders - 2014 Economic Review and Themes for 2015 - Published: 23 Jan 2015

In this month's Economic Viewpoint, economists Keith Wade, Azad Zangana and Craig Botham give their views on key topics of 2014 and 2015.

BlackRock - Outlook 2015 Looking Glass

BlackRock - Outlook 2015 Looking Glass - Published: 22 Jan 2015

BlackRock's 2015 outlook highlights the key themes that they believe could affect your clients’ portfolios over the coming year and how you can help them through what looks set to be a complex 12 months.

Guinness - 2015 Outlook for Energy

Guinness - 2015 Outlook for Energy - Published: 21 Jan 2015

The Guinness Global Energy Team review the highlights of 2014's Energy Market and give their outlook for 2015. They give several economic reasons on which they are basing their thoughts.

Pictet Asset Management - The Investment Landscape in 2015

Pictet Asset Management - The Investment Landscape in 2015 - Published: 19 Jan 2015

Pictet Asset Management's Strategy Unit present their 2015 outlook sharing why they feel that Japanese stocks are the most appealing within the equity sector, why technology looks set to outperform and why emerging market debt is their top pick for the year ahead.

BNY Mellon - Economic Outlook for 2015

BNY Mellon - Economic Outlook for 2015 - Published: 14 Jan 2015

Despite sluggish growth in the global economy over the last few years, Chief Economist Richard Hoey expects sustained expansion in 2015 with a good chance that the pace of growth could run somewhat higher.

A quick and easy guide to online dealing - Published: 12 Jan 2015

Learn how to use our online dealing system with our handy new training videos.

Threadneedle - Market Outlook for 2015

Threadneedle - Market Outlook for 2015 - Published: 08 Jan 2015

Mark Burgess, Chief Investment Officer at Threadneedle Investments shares his views on policy divergence, expectations for global interest rates during the next 12 months and investment themes for 2015.

Quantum and PIMS are evolving - Published: 05 Jan 2015

Based on your feedback, our two premier products have evolved. Quantum with enhanced allocation rates and PIMS with a new charging structure.

PIMS currency and fee alterations in 2015 - Published: 30 Dec 2014

Due to market conditions we are updating the currency conversion rates on PIMS for 2015 and altering the administration fees. Please click to read more.

Quantum currency rate alterations for 2015 - Published: 30 Dec 2014

Due to market conditions we are updating the currency conversion rates on Quantum for 2015.

Fidelity - Outlook 2015: Global macro environment

Fidelity - Outlook 2015: Global macro environment - Published: 23 Dec 2014

Anna Stupnytska, global economist for Fidelity Solutions, believes there are three key themes likely to shape the global macro landscape in 2015: disinflationary growth, monetary policy divergence and growing emerging market differentiation.

KSF IoM - 10th Liquidation Distribution - Published: 19 Dec 2014

KSF (IoM) has announced a further liquidation distribution of 2p in the pound. This brings the total distributions to 100%.

Guinness - Investing in companies with innovation in their DNA

Guinness - Investing in companies with innovation in their DNA - Published: 28 Nov 2014

Guinness Asset Management, who has just launched a UCITs version of its highly rated Guinness Atkinson Global Innovators Fund, reveals what it looks for when it comes to searching for the most innovative companies.

RL360°’s David Kneeshaw is the Isle of Man’s Business Person of the Year - Published: 25 Nov 2014

RL360° Chief Executive David Kneeshaw won Business Person of the Year at this year’s Isle of Man Newspapers Awards for Excellence.

Hashtag healthcare - it's trending

Hashtag healthcare - it's trending - Published: 18 Nov 2014

Following our annual fund review and due to popular demand we are pleased to give you access to healthcare, biotechnology and life science equity funds within our Oracle, Paragon, Quantum and LifePlan products for the first time.

The rise in renewable energy

The rise in renewable energy - Published: 18 Nov 2014

Following our annual fund review we are pleased to give you access to a renewable energy fund alongside our regular energy funds within the Oracle, Paragon, and Quantum fund ranges.

Guinness - Investing in global energy

Guinness - Investing in global energy - Published: 03 Nov 2014

Guinness Asset Management explain why the implications of population growth and increasing energy consumption are profound for investors in both traditional energy and alternative energy, and why the long term consumption of energy has huge supply and demand implications now and for the future.

Guinness - Dividends matter

Guinness - Dividends matter - Published: 03 Nov 2014

Guinness Asset Management explain why it is important to focus on a value approach with regard to the equity income sector, and why a basket of dividend-paying, quality companies should be a staple in any portfolio.

8 new fund links for LifePlan - Published: 03 Nov 2014

Following a fund review we are pleased to announce the addition of 8 new core fund links to LifePlan. That’s 13 when all currency variants are taken into account. The funds are available with immediate effect. The new links include a Healthcare fund, a North America Equity fund, and 2 Global Equity Income funds. Click on this story for more details.

22 new fund links for Oracle, Paragon and Quantum - Published: 03 Nov 2014

Following a fund review we are pleased to announce the addition of 22 new core fund links (that’s 40 when all currency variants are taken into account) to the ranges. The funds are available with immediate effect. The new links include Healthcare, Global Equity Income, Infrastructure and Alternative Energy. Click on this story for more details.

Funds Removed - Oracle, Paragon and Quantum - Published: 03 Nov 2014

Following a fund review we have removed 10 fund links (plus their currency variants) to new business with immediate effect. Existing policyholders can continue to invest in the affected funds for 3 months, at which point they will need to switch into an alternative fund. Click on this story for full details.

Fund Maturity - SPILA Bonus Growth 2014 - Published: 28 Oct 2014

The Scottish Provident International Life Assurance (SPILA) USD and GBP Bonus Growth 2014 funds have reached the end of their maturity year. Policyholders should now choose whether to encash their fund value or switch into an alternative fund from the choice available to their policy. Affected policyholders have been written to, notifying them of their options. The maturity affects closed products that were sold under the SPILA brand. Click on this story for more details.

Base Currency Change - Henderson Horizon Japanese Equity Fund - Published: 22 Oct 2014

With effect 17 November 2014 the base currency of the fund will change from USD to JPY. This impacts the following guided-architecture products: Quantum, Oracle and Paragon. Policyholders invested in the fund as at 16 October 2014 have been written to. For more details click on this story.

Fund Closure - Natixis Gateway US Equities - Published: 29 Sep 2014

‘Natixis International Funds (Lux) I’ have advised that they will close the fund on 15 November 2014 due to rationalisation. This impacts the following guided-architecture products: Oracle, Paragon and Quantum. Letters have been sent to policyholders and advisers. Click on this story for full details and to view sample letters.

KSF IoM - 9th Liquidation Distribution - Published: 22 Sep 2014

KSF (IoM) has announced a further liquidation distribution of 2.2p in the pound.

RL360° records 14% increase in new business - Published: 16 Sep 2014

RL360° records impressive sales results in the first 6 months of 2014, contrasting with several competitors who have reported reductions in new business.

Fund Closure - Franklin Mutual Global Discovery 'A' Acc CHF Hedged - Published: 05 Sep 2014

After careful analysis and review, the board of directors of Franklin Templeton Investment Funds has decided to close the 'A (Acc) CHF Hedged' share with effect from 26 September 2014. This impacts the following guided-architecture products: Oracle, Paragon and Quantum. Letters have been sent to policyholders and advisers. Click for full details and to view sample letters.

RL360° retains B+ Financial Strength rating from AKG - Published: 02 Sep 2014

AKG describes RL360° as “a financially strong standalone operation.” No other offshore provider has a higher rating.

RL360° launches Asset Protection Plan - Published: 01 Sep 2014

Loved ones will have one less thing to worry about thanks to RL360°’s newly launched financial planning solution, which protects your client’s assets after their death.

Henderson - Assets aligned

Henderson - Assets aligned - Published: 21 Jul 2014

Hendersons’ Chris Burvill, Manager of the Henderson Cautious Managed Fund, discusses walking the narrow path between equities and bonds and why multi-asset funds have a core role to play in a volatile market.

Henderson - A simple guide to volatility

Henderson - A simple guide to volatility - Published: 14 Jul 2014

Henderson provide a simple explanation about volatility, the importance it plays when selecting funds and why diversification should be considered in order to help spread risk within a clients’ portfolio.

Fund Closure - Parvest Opportunities USA Fund - Published: 04 Jul 2014

Following a programme of fund rationalisation, BNP Paribas will close its Parvest Opportunities USA Fund and merge all holdings into its Parvest Equity USA Value Fund on 18 July 2014. The Fund features in the following guided products: Oracle, Paragon and Quantum. Affected policyholders have been written to about the closure. Click on this story for the full details and to view sample letters.

RL360° wrap proposition wins award - Published: 03 Jul 2014

RL360° has been awarded Best in Class for Wrap Proposition in the Professional Adviser International Fund and Product Awards.

Online dealing with RL360° - Published: 01 Jul 2014

Online dealing for portfolio bonds, both old and new, has now arrived. This new functionality means you can now deal and switch online across all of your clients’ RL360° policies.

Oracle enhanced for 2014 - Published: 01 Jul 2014

Our single premium baby bond, Oracle, has been enhanced for 2014 with the addition of a capital redemption variant. Yet another reason to consider Oracle for your clients.

Increase flexibility with our Capital Redemption Bond - Published: 01 Jul 2014

We have recently added a Capital Redemption variant to our Quantum, Oracle and PIMS products. Technical Manager Neil Chadwick explains how choosing a CRB can offer extra flexibility to your clients.

Fund Closures - SPI USD & GBP Global Managed Funds - Published: 17 Jun 2014

Following a review, RL360° will be closing both the SPI USD Global Managed and SPI GBP Global Managed Funds on 9 September 2014. The funds are now soft closed. Affected policyholders have been written to, notifying them of their options. The fund closures affect closed products that were sold under the SPILA brand. Click on this story for the full details and to view sample policyholder letters.

Product fund centres updated - Published: 05 Jun 2014

Our individual product fund centres have now been updated so that performance is shown in a fund's base currency, with new rebasing options available.

RL360° records 24% new business growth in 2013 - Published: 07 May 2014

RL360° recorded an exceptional 24% growth in new business (PVNBP*) last year, with £451m written across our single and regular premium products.

Further changes to the taxation of UK residential properties held in corporate structures - Published: 06 May 2014

By Neil Chadwick, RL360° Technical Marketing Manager

UK Inheritance Tax Planning using Whole of Life Assurance - Published: 06 May 2014

By Neil Chadwick, RL360° Technical Marketing Manager

Fund Changes - Natixis Hansberger Emerging Latin America Fund - Published: 02 May 2014

On 10 April 2014 the Fund will undergo a number of modifications which includes a change of name to "Natixis Emerging Latin America Equity". The Fund features in the following products: Oracle, Paragon and Quantum. For further details of the changes click on this story.

Fund Changes - Sarasin Agrisar Fund - Published: 02 May 2014

The fund will change its name to "Sarasin Food and Agriculture Opportunities" on 16 June 2014. Changes to share class references and charges will also apply. The Fund features in the following products: Oracle, Paragon and Quantum. For further details of the changes click on this story.

David Kneeshaw tells IA about RL360°’s ‘new lease of life’ post-buyout - Published: 25 Apr 2014

David Kneeshaw has been discussing RL360°’s progress since November’s management-led buyout with key industry publication International Adviser.

Leon takes the reins in Latin America for RL360° - Published: 25 Apr 2014

RL360° has appointed a new key member of staff as the company forges ahead with plans to expand into the Latin American market.

Make the most of RL360°'s updated illustrations - Published: 25 Apr 2014

You can now use our newly updated illustrations system for clients considering our Quantum and Paragon products.

PIMS enhanced for 2014 - Published: 31 Mar 2014

Our single premium portfolio bond, PIMS, has been enhanced for 2014 with the addition of a capital redemption variant. Yet another reason to consider PIMS for your clients.

Fund Closure - BNY Mellon Evolution Global Alpha Fund - Published: 22 Feb 2014

We have been informed by BNY Mellon that they intend to close their BNY Mellon Evolution Global Alpha fund on 14 March 2014. The Fund features in the following products: Oracle, Quantum, Paragon and LifePlan. Affected policyholders have been written to about the closure. Click on this story for the full details and to view sample letters.

Fund Update - Global Strategic Balanced broker fund - Published: 08 Feb 2014

Policyholders invested in the broker fund have now had the 20.15% liquid payment from the underlying Strategic Growth fund applied to their policies. Affected policyholders have been written to providing them with an update on the matter. The suspended fund affects closed products that were sold under the SPILA brand. For full details and to view copies of letters click on this story.

RL360° now accepts the JCB credit card - Published: 04 Feb 2014

We are now able to accept the JCB credit card as payment method for our regular premium products.

Quantum enhanced for 2014 - Published: 03 Feb 2014

Our flagship regular premium savings policy, Quantum, has been enhanced for 2014 with the addition of a capital redemption variant, as well as segmentation. This means there are now even more reasons to consider Quantum.

AKG eyes RL360° buyout positively - Published: 24 Jan 2014

AKG has reacted favourably to the recent management-led buyout of RL360°

Fund Rationalisation - RL360° Capital Protected Funds - Published: 24 Dec 2013

Following a review we will be closing a number of our internal Capital Protected Funds in March 2014. The closures affect policies that can access the RL360° Capital Protected Funds. Affected policyholders have been written to. Click on this story for the full details and to view sample letters.

Fund Maturity - SPILA Bonus Growth 2013 - Published: 18 Dec 2013

The Scottish Provident International Life Assurance (SPILA) USD and GBP Bonus Growth 2013 funds have reached the end of their maturity year. Policyholders should now choose whether to encash their fund value or switch into an alternative fund from the choice available to their policy. Affected policyholders have been written to, notifying them of their options. The maturity affects closed products that were sold under the SPILA brand.

A new era for RL360° - Published: 17 Dec 2013

Management-led buyout at RL360°

Fund Closure - BNY Mellon Vietnam, India & China fund - Published: 19 Nov 2013

We have been informed by BNY Mellon that they intend to close their BNY Mellon Vietnam, India & China Fund on 6 December 2013. The Fund features in the following products: Oracle, Paragon and Quantum. Affected policyholders have been written to about the changes. Click on this story for the full details and to view sample letters.

Fund Suspension Update - Global Strategic Balanced broker fund - Published: 15 Nov 2013

We have received a small liquid payment from the underlying Strategic Growth fund and will now commence an internal process which will allow policyholders access to the proceeds received. Affected policyholders have been written to providing them with an update on the matter. The suspended fund affects closed products that were sold under the SPILA brand. For full details and to view copies of letters click on this story.

Policyholder Protection - Published: 14 Nov 2013

What are Policyholder Protection schemes and what do thay actually cover?

Individual product fund centres launched - Published: 14 Nov 2013

Do you need quick access to a fund factsheet or performance information but don't want to login to our secure fund centre? Then help is now at hand in the form our product specific fund centres, available via the RL360° Adviser site.

Name & Investment Policy Change - Henderson Gartmore Global Focus Fund - Published: 07 Nov 2013

On 1 December 2013 the Henderson Gartmore Global Focus Fund will undergo a change of name and an amendment to its investment policy. The fund features in the following products: Oracle, Paragon and Quantum. Affected policyholders have been written to about the changes. Click on this story for the full details and to view sample letters.

Fund merger - JPM Global Total Return - Published: 01 Nov 2013

On 25 October 2013 the JPM Global Total Return Fund merged into the JPM Global Capital Appreciation Fund. The merger affects the following products: Oracle, Paragon and Quantum. Policyholders have been written to about the merger. Click on this story for the full details and to view sample letters.

Fund merger - Henderson Global Focus Fund - Published: 29 Oct 2013

Subject to shareholder approval, Henderson Global Investors will merge the Henderson Global Focus Fund into the Henderson International Fund on 14 November 2013. The merger affects our closed product: Preference. Affected policyholders have been written to about the merger. Click on this story for the full details and to view sample policyholder and adviser letters.

UK inheritance tax planning using whole of life assurance - Published: 18 Oct 2013

RL360° Technical Marketing Manager Neil Chadwick takes a look at the world of IHT

Fund Merger - Blackrock UK Dynamic Fund - Published: 11 Oct 2013

Blackrock have merged their Blackrock UK Dynamic fund into the Blackrock UK fund. The merger affects the following closed product: Kudos. Policyholders have been written to about the merger. Click on this story for the full details and to view sample policyholder letters.

Fund Merger - JPMorgan Global Balanced Fund (USD) - Published: 11 Oct 2013

On the 29 November 2013 the JPMorgan Global Balanced Fund (USD) will be merged into the JPMorgan Global Balanced Fund (EUR).The merger affects the following product: Lifeplan. Policyholders have been written to about the merger. Click on this story for the full details and to view sample policyholder letters.

Fund Closure - Fidelity Funds Asia Pacific Property A Acc (EUR) Fund - Published: 11 Oct 2013

Fidelity fund managers have announced their intention to close their Fidelity Funds Asia Pacific Property Fund A Acc (EUR) fund on 18 December 2013. The closure affects the following products: Quantum, Paragon and Oracle. Policyholders have been written to about the closure. Click on this story for the full details and to view sample policyholder letters.

Fund Merger - JPMorgan Global Bond Fund (USD) - Published: 11 Oct 2013

JPMorgan have announced that on the 29 November 2013 they will merge the JPMorgan Bond Fund (USD) into the JPMorgan Aggregate Bond Fund (USD). The merger affects the following closed product: Preference. Policyholders have been written to about the merger. Click on this story for the full details and to view sample policyholder letters.

Closing to subscriptions - BlackRock Global Funds - Continental European Flexible Fund - Published: 08 Oct 2013

BlackRock will be closing their BlackRock Global Funds – Continental European Flexible fund to subscriptions on 7 November 2013 as the fund is nearing capacity. In order to ensure the fund is kept within a size that enables it to be optimally managed and in the best interests of shareholders, they will close subscriptions to both existing and new investors. The closure affects the following closed products: Preference and Prosper. Policyholders have been written to about the closure. Click on this story for the full details and to view sample policyholder letters.

Fund suspension update - Global Strategic Balanced broker fund - Published: 25 Sep 2013

The directors of the Strategic Growth fund, which is the underlying fund to the Global Strategic Balanced broker fund, have issued a further update with regard to the suspension of the asset. Affected policyholders have been written to providing the latest information. The suspended fund affects closed products that were sold under the SPILA brand. Click on this story to view the latest update.

Fund closure - HSBC Amanah Global Equity fund - Published: 27 Aug 2013

Following a strategic review by HSBC, they intend to focus their Islamic finance offering on customers solely in Malaysia and Saudi Arabia, and remove the HSBC Amanah funds from all third party wholesale distributors by the end of August 2013. This affects our guided architecture products Quantum, Oracle and Paragon. The fund will be removed from the fund ranges with immediate effect. Click on this story to read details on how this affects existing investors and to view sample letters we have issued.

Fund Merger - JP Morgan Asia Pacific ex Japan Equity Fund - Published: 14 Aug 2013

On 13 September 2013 the JP Morgan Asia Pacific ex Japan Equity Fund will merge with the JPMorgan Asia Pacific ex-Japan Behavioural Finance Equity Fund. As a result, the merged funds will be re-named the JPMorgan Funds – Asia Pacific Strategic Equity Fund. This merger will affect the following products: Quantum, Oracle and Paragon. Click on this story for further details.

FATCA - the Key Dates - Published: 29 Jul 2013

Financial institutions have more time to comply with FATCA as the Internal Revenue Services (IRS) and Treasury Department delay implementation. Below is a revised timeline.

New contact centre hours - Published: 24 Jul 2013

Providing an improved service for our advisers

Sarasin - Four frogs and a fridge

Sarasin - Four frogs and a fridge - Published: 23 Jul 2013

Henry Boucher, Deputy Chief Investment Officer at Sarasin & Partners and manager of the Sarasin AgriSar fund explains what the Victorians, frogs and long-term trends in the global food chain all have in common.

KSF IoM - 8th Liquidation Distribution - Published: 22 Jul 2013

KSF (IoM) has announced a further liquidation distribution of 4.8p in the pound.

Fund suspension - OFS International Balanced broker funds - Published: 11 Jul 2013

The OFS International Balanced broker funds have been suspended with effect 26 June 2013. The funds invest in two Private Client Portfolio Funds (PCP) which invests assets in funds managed by LM Investment Management Limited that went into voluntary administration in Australia on 19 March 2013. The suspended funds affect closed products that were sold under the SPILA brand. Letters have been issued to affected policyholders advising how it impacts their policy.

Speeding up new business with RL360°’s improved online pipeline report - Published: 08 Jul 2013

Changes to the dashboard in the Online Service Centre will make it easier to see outstanding requirements on applications and help speed up new business acceptance.

4 more funds added to Quantum, Oracle and Paragon - Published: 08 Jul 2013

We’ve added the Renaissance Pan-African fund and 3 funds from the Harmony Portfolio range which are managed by Momentum Global Funds. The July investment guides, which include the 4 additions, are available to download now. Click on this story for more details.

Renaissance - Africa's momentum has just begun

Renaissance - Africa's momentum has just begun - Published: 05 Jul 2013

Ron Gillies of Renaissance Asset Managers looks at what growth prospects Africa can offer in the emerging markets sector.

Update on the Global Strategic Balanced broker fund - Published: 05 Jul 2013

The directors of the Strategic Growth fund, which is the underlying fund to the Global Strategic Balanced broker fund, have issued an update with regard to the suspension of the asset. Affected policyholders have been written to providing the latest information. The suspended fund affects closed products that were sold under the SPILA brand.

Closing to subscriptions - Renaissance Sub-Saharan fund - Published: 05 Jul 2013

Renaissance Asset Managers have advised that they intend to 'hard' close their Sub-Saharan fund as it is nearing capacity at a fund size of almost US$200 million. The closure to subscriptions will affect our guided architecture products Quantum, Oracle and Paragon. The fund will be removed as an investment option from these products with immediate effect and replaced with the Renaissance Pan-African fund. Affected policyholders have been written to.

AKG awards RL360° an extra star for service - Published: 27 Jun 2013

RL360° has been awarded an additional star for service in its latest full AKG report.

RL360° scoops online award - Published: 27 Jun 2013

RL360°'s online offering (at www.rl360.com) has been awarded Best International Financial Adviser Portal in the 2013 Professional Adviser International Fund and Product Awards.

Changes to the taxation of UK residential properties - Published: 27 Jun 2013

For many years it has been commonplace for non-UK residents to hold UK residential property through corporate structures. The advantages of this type of planning are mitigated UK inheritance tax liabilities and, more importantly for some, confidentiality.

UK Inheritance Tax Planning - Discounted Gift Scheme - Published: 27 Jun 2013

Every year, the UK Government introduces new anti-avoidance legislation making it harder to mitigate UK taxes. Now I must stress that whilst tax mitigation is perfectly legal, it isn't something which is wholeheartedly embraced by Her Majesty's Revenue and Customs (HMRC)and woe betide anyone who intends to deprive George Osborne of another 'ivory back-scratcher'.

Objective Change - Fidelity Emerging Europe, Middle East and Africa Fund - Published: 13 Jun 2013

We have been informed by the Fidelity board of Directors that the Emerging Europe, Middle East and Africa Fund will change its investment objective from 8 July 2013. A policyholder notification will be issued to those affected by the change. Click on this story for further details.

RL360° Superstock TT is a scorcher - Published: 03 Jun 2013

Michael Dunlop lifts the trophy after taking the win in the RL360° Superstock TT race

Objective change - Fidelity MoneyBuilder Income Fund - Published: 31 May 2013

Fideilty have announced that subject to regulatory approval, they intend to make changes to the investment objective of the MoneyBuilder Income fund. These changes are scheduled to take place on the 16 August 2013 and all affected policyholders have been written to. Click on this story for further details.

Performance fees - Amundi funds - Published: 10 May 2013

The Directors of the Amundi Fund range have announced that they have agreed to implement a performance fee for AU and AE classes of shares of several funds within their current fund range. The implementation will affect the following products: Oracle, Quantum and Paragon. All affected policyholders have been written to. Click on this story for further details.

Fund transfers - BNP Paribas L1 SICAV to Parvest SICAV - Published: 26 Apr 2013

BNP Paribas Investment Partners have announced that they are looking to separate out their two brands to target specific markets. They will be carrying out a number of fund transfers from their BNP Paribas L1 SICAV fund range into their Parvest SICAV fund range. These fund transfers will affect the following products: Oracle, Quantum and Paragon. Click on this story for further details.

Fund closure - BNY Mellon Sterling Bond - Published: 25 Apr 2013

BNY Mellon have announced the closure of their BNY Mellon Sterling Bond effective on or around the 25 April 2013. Following a review the Directors of the BNY Mellon Global Funds plc have concluded that the small size of the fund may be preventing it from achieving the economies of scale in ongoing operating costs that would best serve the interest of investors in the fund. The closure affects the following closed products: Preference and Prosper. Affected policyholders have been written to.

Fund merger - JPM US Dynamic Fund - Published: 24 Apr 2013

On 31 May 2013 the JPM US Dynamic fund will merge with the JPM US Dynamic 130/30 fund. As a result, the merged funds will be re-named the JPMorgan US Equity Plus Fund. This merger will affect the following products: Kudos and PIMS. Click on this story for further details.

Miton - Why caution is key

Miton - Why caution is key - Published: 23 Apr 2013

Martin Gray, fund manager at Miton, shares his views on why he’s taking a defensive approach in the current economic climate.

Renaissance -  Africa, open for business

Renaissance - Africa, open for business - Published: 23 Apr 2013

Ron Gillies of Renaissance Asset Managers takes a look at why the development of Africa is fast becoming the next big investment opportunity.

A SIPP or a QROPS? - Published: 12 Apr 2013

Ever since QROPS have been available there has been a discussion, normally led by product providers, over whether a SIPP is better or worse for a client living overseas than a QROPS.

Pictet - Bright outlook for timber

Pictet - Bright outlook for timber - Published: 04 Apr 2013

Gabriel Micheli, Senior Investment Manager, Pictet Asset Management looks at the prospects for timber stocks following encouraging signs of a US housing market recovery.

Switching by fax and online - Published: 03 Apr 2013

A new fax number has been set up to receive switch instructions. Meanwhile, don't forget you can switch quickly and easily online.

Even more funds added to Oracle, Paragon and Quantum - Published: 12 Mar 2013

Following the recent launch of 13 new funds to the ranges, we're pleased to announce the addition of a further 7 funds with effect from March 2013. The funds include 2 single country equity funds, 3 more managed funds, an ASEAN equity fund and an Islamic fund investing in global resources. March investment guides, which include the 7 additions, are available to download now.

Amundi - Why is today a good entry point to invest in Global Resources?

Amundi - Why is today a good entry point to invest in Global Resources? - Published: 11 Mar 2013

Sudeshna André, Commodity Equities Investment Specialist & Delphine Pelloile, Amundi Islamic Product Specialist look at why new and exciting investment opportunities make the global resources sector an attractive proposition.

Suspension of the Global Strategic Balanced broker fund - Published: 08 Mar 2013

The direct underlying fund link that the Global Strategic Balanced broker fund invests in has been suspended following a large number of redemption requests. They have done this whilst they manage the redemption process. As a consequence we have had to suspend the Global Strategic Balanced broker fund to protect the interests of our own policyholders. Click on this story for further details and to find out how this impacts our policyholders.

Honey I've shrunk our pension pot - Published: 28 Feb 2013

A young, upcoming project manager (in the oil sector) and his wife arrive in Dubai, about to begin the next chapter of their life together. Seduced by the salary, the climate, the beautifully appointed beach front apartment, and the promise of an early retirement, their future appears on course. But lurking in the shadows, a silent truth prepares to deprive of them of the future they’ve taken for granted.

52% regular premium increase for RL360° - Published: 27 Feb 2013

2012 results are out

Tax planning for non doms - Published: 08 Feb 2013

Offshore bonds may provide a solution for long term UK resident non doms who are currently paying, or who face paying, an annual Remittance Basis Charge. Read on to find out why.

109 Not out - Published: 04 Feb 2013

As 109-year-old Ralph Tarrant is named as Britain’s oldest man, RL360°’s David Crellin looks at the retirement planning issues facing those reaching increasingly advanced ages

Templeton Global Bond fund added to the LifePlan fund range - Published: 04 Feb 2013

With effect from 4 February 2013, the fund will be available in 3 currency variants, USD, EUR, EUR Hedged and CHF Hedged. As a consistent 1st and 2nd quartile performer we're sure you and your clients will find it a worthy addition to the range.

13 new fund links enhance the Quantum, Oracle and Paragon fund range - Published: 04 Feb 2013

We have just concluded our latest fund review and are pleased to announce the addition of 13 new links (21 when all currency variants are taken into account). If you want your clients to have exposure to Indonesia or Africa, or companies in the designer brands market, the new fund additions could offer you that investment opportunity.

Fund removals that affect Quantum, Oracle and Paragon - Published: 04 Feb 2013

We have just concluded our annual fund review and after in-depth analysis we have decided to remove 5 funds that no longer satisfy the requirements of the range. With effect from 4 February 2013 these funds will not be available to newly issued policies and will not be available to existing policyholders wishing to invest in the funds for the first time. A policyholder notification will be issued to those affected by the closures providing them with 3 months notice to select an alternative fund within the range.

RL360° partners with Citibank - Published: 17 Jan 2013

RL360° now banks with Citibank

Fund Maturity - SPILA Bonus Growth 2012 - Published: 16 Jan 2013

The Scottish Provident International Life Assurance (SPILA) USD and GBP Bonus Growth 2012 funds have now reached the end of their maturity year. The Bonus Growth Funds promise that in a particular year, the 'guarantee year', the fund value will be calculated using the highest ever bid price achieved since the fund was launched. The 2012 Fund has now reached this point and in aiming to maintain and, indeed, improve on the highest bid price achieved, the fund now holds deposit based investments. Policyholders should now choose whether to encash their fund value or switch into an alternative fund from the choice available to their policy. Affected policyholders have been written to, notifying them of their options. The maturity affects closed products that were sold under the SPILA brand.

Brand changes - JPMorgan/JF Funds - Published: 16 Jan 2013

JPMorgan have advised that they are removing the ‘JF’ brand from their funds. With effect from 4 February 2013, any JPMorgan fund that had 'JF' in its name will now be referred to as JPMorgan (for example, JF Singapore will become JPMorgan Singapore). We have a range of JF funds in both our new business and closed products. For the new business products the changes will be reflected in the published Investment Guides. The changes affect the following products: Prosper, Preference, Oracle, Quantum, Paragon and PIMS. Policyholder letters have been issued for the closed products.

Suspension lifted - FP Symphony International Balanced fund - Published: 15 Jan 2013

Further to our announcement published 23 October 2012, proceeds equating to 84% of the fund value, representing the assets of the underlying fund that were liquid and could be sold, have now been paid back to us. For the remaining 16% of non-liquid assets it is not possible for the investment manager to give us a timescale as to when these may be paid back to us. Therefore, in order to reactivate the fund as soon as possible we have recommenced pricing, based on the 84% received, with immediate effect. The unit price will therefore be lower than that calculated just prior to the suspension date. This fund will now purchase units in the new underlying fund link, the Harmony Portfolios US Dollar Balanced fund. Subsequently, the fund will be renamed to the FP Harmony USD Balanced fund to reflect this. The changes affect all closed products that have access to the SPILA Broker fund range. A client communication has been issued to all affected policyholders.

Changes to the Taxation of UK residential Properties - Published: 11 Jan 2013

UK Government to introduce new tax charges for UK property held in corporate structures

Quirks of QROPS - Published: 28 Dec 2012

Technical Marketing Manager Neil Chadwick considers the future of QROPS

Policy fee increase reminder - Published: 20 Dec 2012

Some of RL360°'s product fees will increase in line with the retail price index in 2013

Name and investment policy change - Natixis Harris Associates Global Value Fund - Published: 17 Dec 2012

On 7 January 2013, Natixis International Funds (Lux) will change the name of their Harris Associates Global Value Fund to the Natixis Harris Associates Global Equity Fund. There will also be a modification of the investment policy to withdraw the possibility for the fund to enter into securities lending, borrowing transactions as well as repurchase agreements and reverse repurchase agreements which will reduce the funds exposure to risk. The amendment affects the following guided architecture products: Oracle, Paragon and Quantum. Affected policyholders have been written to, notifying them of the changes.

Weekly Market Analysis - 14 December update - Published: 17 Dec 2012

Risk Ratings added to product Investment Guides - Published: 14 Dec 2012

To aid you in fund selection and portfolio creation for your clients, we’ve now added 'risk ratings' to our guided architecture fund ranges Quantum, Oracle, Paragon and LifePlan.

Weekly Market Analysis - 7 December Update - Published: 12 Dec 2012

Unit Split - Carmignac Patrimoine EUR Fund - Published: 10 Dec 2012

On 12 November 2012, Carmignac Gestion carried out a split on the units of the Carmignac Patrimoine A EUR Acc fund. In order to do this, the net asset value per unit has been divided by 10, which means that the number of units held by each shareholder has been multiplied by 10 (for example, if a shareholder held 5 units, they now hold 50). We are currently undertaking the administration process of applying this change to the policies of those invested in the fund. The changes affect the following guided architecture products: Oracle, Paragon, Quantum and LifePlan. Affected policyholders have been written to, notifying them of the unit split.

Weekly Market Analysis - 23 November Update - Published: 23 Nov 2012

Fund Closure - Natixis ASG Laser - Published: 09 Nov 2012

The Board of Directors of the Natixis International Funds (Lux) have decided to liquidate the Natixis ASG Laser fund due to an economic rationalisation. The formal closure date will be 30 November 2012. The closure affects the following guided architecture products: Oracle, Paragon and Quantum. Affected policyholders have been written to to notify them of the closure.

Fund Suspension - FP Symphony International Balanced - Published: 23 Oct 2012

Financial Partners, the adviser to the fund, are planning to change the underlying fund in order to increase its performance potential. As RL360° are the largest shareholder in the fund, the investment manager has advised that once we redeem our holding, the underlying fund will become too small to manage and will have to be formally closed. They have suspended the fund whilst they undertake the process to sell the assets and return proceeds to investors. In light of this it has been necessary to suspend the FP Symphony International Balanced fund until we receive the redemption proceeds. The suspension affects all closed products that have access to the SPILA Broker fund range. A client communication has been issued to all affected policyholders.

Fidelity - Asset allocation; strategic or tactical?

Fidelity - Asset allocation; strategic or tactical? - Published: 10 Oct 2012

Steven Edgley, Investment Director - Investment Solutions Group, Fidelity, shares his views regarding asset allocation.

The law on GAAR - Published: 05 Oct 2012

The recent HMRC consultation on General Anti-Abuse Rule (GAAR) could have implications for tax avoidance planning opportunities

Fund Centre gets an upgrade - Published: 05 Oct 2012

We've added a range of great new features to our Fund Centre to enhance your experience when researching funds for your clients

Pictet - A brief update on gold

Pictet - A brief update on gold - Published: 31 Aug 2012

Chloe Koos Dunand, econimist at Pictet, discusses the recent demand for gold and some of the key reasons for its success.

Proposed changes to Time Apportionment Relief - Published: 30 Aug 2012

HMRC is proposing to overhaul the special tax rules which provide UK income tax relief on policy gains for UK resident policyholders who were not UK resident during the period of ownership.

BlackRock - Peering through the hedge

BlackRock - Peering through the hedge - Published: 30 Jul 2012

Claire Duffy, head of strategic alliances at BlackRock, takes the time to explain BlackRock's views on currency hedging, risk, and its role in the value of total returns.

FACT'D off with FACTA - Published: 30 Jul 2012

Neil Chadwick, technical marketing manager, goes into detail on the US Foreign Account Tax Compliance Act (FACTA) and what it means for insurers and 'US persons' going forward.

Fund Closure - HSBC Amanah Asia Pacific ex Japan Equity and HSBC Amanah Europe Equity - Published: 24 Jul 2012

The Board of Directors of HSBC Amanah have decided to close their HSBC Amanah Asia Pacific ex Japan Equity Fund and their HSBC Amanah Europe Equity Fund on the 27 August 2012. As assets under administration have not grown sufficiently enough, and unlikely to in the future, to make either fund viable over the long term, they consider liquidation of the fund to be in the best interests of investors. The change affects the following guided-architecture products: Quantum, Paragon, Oracle. Affected policyholders have been written to.

Quantum - Funding university fees - Published: 01 Jul 2012

Funding university fees is a major financial commitment, have your clients considered how they will cover these? Perhaps regular saving through Quantum could help...

Quantum - Secondary education planning - Published: 01 Jul 2012

Funding for a child's secondary education can cost more than most parents think, have your clients considered how they will cover these? Perhaps regular saving through Quantum could help...

Quantum - Short term funding - Published: 01 Jul 2012

Not all clients have the abilitiy to save over the long-term for their childrens education, so could Quantum provide a solution where short-term funding is a must?

Schroders - Growth beyond the financial crisis

Schroders - Growth beyond the financial crisis - Published: 30 Jun 2012

Virginie Maisonneuve and Katherine Davidson of Schroders, examine how analysing the sustainability of long-term corporate growth has played second fiddle to reacting to immediate macro events in recent times.

QROPS - where are we now? - Published: 30 Jun 2012

Luanne Ahearne, technical support consultant, provides an update on the current developments impacting the QROPS market.

RL360° highly commended at awards - Published: 30 Jun 2012

RL360° has been named ‘Highly Commended’ in the ‘Best International Life Group’ category of the 2012 International Fund and Product Awards, also known as the ‘Offshore Awards’.

Pictet - Quenching the world's thirst

Pictet - Quenching the world's thirst - Published: 30 May 2012

Philippe Rohner, senior investment manager of the Pictet Water fund, highlights the importance of better water provision, the current imbalance between supply and demand and the potential opportunities.

Trust planning - the good, the bad & the ugly! - Published: 30 May 2012

Neil Chadwick, technical marketing manager, shares his views on trust planning; where it works well, where it doesn't and where it can all go horribly wrong!

David Kneeshaw appointed MIA chair - Published: 30 May 2012

RL360°’s Chief Executive, David Kneeshaw, has been appointed Chairman of the Manx Insurance Association (MIA).

RL360° retains B+ AKG rating - Published: 30 May 2012

RL360° scored four out of a possible five stars for its Unit Linked financial strength, and in the ‘Support Ratings’ category for its ‘Image and Strategy’ and ‘Annual Review’. No other offshore life company has a rating higher than B+.

Fund Closure – Invesco Sterling Reserve - Published: 03 May 2012

The board of directors of Invesco Global Asset Management Limited have decided to close their Invesco Sterling Reserve Fund on 10 July 2012. As the size of the fund has reduced to a level significantly below the threshold set out in the fund prospectus they feel that it is no longer viable, or in the best interests of shareholders, to continue running the fund. The change affects the following guided-architecture products: Preference and Kudos. Affected policyholders have been written to.

Sarasin - 7 billion and counting

Sarasin - 7 billion and counting - Published: 30 Apr 2012

Henry Boucher, Sarasin agrisar fund manager, examines the world's population, its impact on global resources and the associated opportunities.

UK Budget 2012 - impact on offshore bonds - Published: 30 Apr 2012

Neil Chadwick, technical marketing manager, examines the fall-out from the UK budget and some of the tax planning schemes that have been closed down as a result.

Quantum - Don't delay retirement saving - Published: 01 Apr 2012

Planning for retirement is crucial for clients who want to maintain their current standard of living in the future, but delaying that planning could have a dramatic effect, can Quantum save the day?

Quantum - Short-term saving for retirement - Published: 01 Apr 2012

Not all clients have the abilitiy to save over the long-term for retirement, so could Quantum provide a solution where short-term funding is a must?

GAM - Asia's global influence grows

GAM - Asia's global influence grows - Published: 30 Mar 2012

Michael Lai, investment director of asian funds at GAM, shares his views on asian countries extending their political and economic influence and what this means for the future.

Change of Objective - Schroder ISF Asian Bond Absolute Return Fund - Published: 21 Mar 2012

The board of directors of the Schroder International Selection Fund has decided to amend the investment objective and to change the methodology for calculating the global risk exposure of the Schroder ISF Asian Bond Absolute Return Fund with effect from 2 April 2012. The changes affect the following guided-architecture products: Preference, Kudos, Prosper, Quantum, Paragon, Oracle, LifePlan. Affected policyholders have been written to to notify them of the changes.

Name & Objective Change - Schroder ISF Pacific Equity Fund - Published: 21 Mar 2012

With effect from 2 April 2012 the Schroder ISF Pacific Equity Fund will change name to the Schroder ISF Asian Opportunities Fund. This is to reflect a change in investment objective to focus on companies in Asia rather than in the broader Pacific region. The changes affect the following guided-architecture ranges: Preference and Prosper. Affected policyholders have been written to.

Fund Closure – Selector World Shariah Value - Published: 16 Mar 2012

The Selector World Shariah Value Fund has been closed due to significant changes in its economic situation. Values have been returned to shareholders. The changes affect the following guided-architecture ranges: Quantum, Paragon, Oracle and LifePlan. Affected policyholders have been written to.

Fund Closure – Forsyth Franco International - Published: 15 Mar 2012

Following the suspension of the Forsyth Franco International Fund in May 2010 due to an underlying asset of the fund going into liquidation, the appointed liquidators have now advised that we have received as much of the liquidating proceeds that are available from the underlying asset. Therefore in the best interests of policyholders we will be closing the Forsyth Franco International Fund on 5 April 2012 allowing policyholders access to the recovered funds. The closure affects products sold by Scottish Provident International Life Assurance (SPILA) prior to 2004 that could only access the SPILA internal fund range. Affected policyholders have been written to to notify them of the closure and intended course of action.

Franklin - US equities, where next for growth?

Franklin - US equities, where next for growth? - Published: 27 Feb 2012

Grant Bowers, Franklin US opportunities fund manager, examines the growth potential of US equities in 2012 considering employment, manufacturing, and retail sales indicators.

Pensions Time Bomb - Published: 31 Jan 2012

HMRC is proposing to overhaul the special tax rules which provide UK income tax relief on policy gains for UK resident policyholders who were not UK resident during the period of ownership.

SWIP - Multi-manager review and 2012 outlook

SWIP - Multi-manager review and 2012 outlook - Published: 30 Jan 2012

Mark Harries, investment director at Scottish Widows Investment Partnership, reviews a challenging and volatile 2011 and looks forward to what 2012 has in store.

Retirement saving for a rainy day - Published: 23 Jan 2012

Luanne Ahearne, technical support consultant, discovers that 61% of people are more scared of outliving their assets than of actually dying! What does this mean for regular saving and building a retirement nest egg?

Threadneedle - The outlook for global equities

Threadneedle - The outlook for global equities - Published: 30 Dec 2011

William Davies, head of global equities at Threadneedle, examines the drivers for the most current bout of risk aversion and what it means for global equities.

Henderson - What is Absolute Return?

Henderson - What is Absolute Return? - Published: 30 Oct 2011

Ben Wallace and Luke Newman, UK absolute return fund managers at Henderson, take the time to explain a little bit more about absolute return strategies.

Three more awards for RL360° - Published: 30 Oct 2011

We are celebrating after winning another three prizes at the prestigious International Adviser ‘International Life Awards’ in London.

Henderson - Integration of Gartmore business

Henderson - Integration of Gartmore business - Published: 30 Aug 2011

Henderson Global Investors confirm their aquistion of Gartmore and the important changes they will be making to the fund range.

The long arm of the UK taxman - Published: 30 Aug 2011

Neil Chadwick, technical marketing manager, takes a brief look at HMRCs consultation proposals which are supposed to make life easier advisers when working out a clients exposure to UK tax.

37% increase in new business - Published: 30 Aug 2011

RL360° has recorded an increase in new business of 37% during the first six months of 2011, compared to the same period last year.

Fidelity - Real assets, the inflation play

Fidelity - Real assets, the inflation play - Published: 30 Jul 2011

Amit Lodha, portfolio manager at Fidelity, assesses the impact of the inflation dragon which has been awoken from its slumber once again!

Tax planning for UK domiciled expats - Published: 30 Jul 2011

Luanne Ahearne, technical support consultant, offers up 10 strategies to potentially reduce your clients tax liability on their return to the UK.

LifePlan - Even more reasons to choose - Published: 30 Jul 2011

RL360° has launched a new Split Trust for use with LifePlan. The trust allows a policyholder to benefit from Critical Illness cover without Life cover falling into their taxable estate for UK IHT.

BlackRock - Asset allocation

BlackRock - Asset allocation - Published: 30 Jun 2011

Mike Trudel, managing director & global strategist at BlackRock, examines asset allocation in detail and how a well-diversified, flexible mandate, can potentially improve investor returns.

Oracle - Funding education fees - Published: 30 Jun 2011

Funding university fees is a major financial commitment, have your clients considered how they will cover these? Perhaps Oracle could help...

RL360° prestigious award success - Published: 30 Jun 2011

RL360° has been named ‘Highly Commended’ in the Best International Life Group category of the 2011 International Fund and Product Awards.

Invesco - Where are the market risks today?

Invesco - Where are the market risks today? - Published: 30 May 2011

Tim Dickson, asia equity fund manager at Invesco, examines the structural changes in the world economy and business practice in the East.

50% increase in new business - Published: 30 May 2011

RL360° has written a 50% increase in new business for the first three months of 2011, compared to the same period in 2010.

Oracle - New investment bond launch - Published: 30 May 2011

RL360° has launched a new single premium offshore investment bond, ‘Oracle’. Oracle is expected to be well received in the marketplace with both IFAs and investors thanks to its competitive charging structure, and low minimum premium of GBP20,000 or currency equivalent.

HSBC - Islamic investing

HSBC - Islamic investing - Published: 30 Apr 2011

Mark Newsam, head of third party distribution at HSBC, examines the risk management inherent in Islamic finance and links to ethical investment for disciplined growth.

Loomis, Sayles & Co - Bond market perspectives

Loomis, Sayles & Co - Bond market perspectives - Published: 30 Mar 2011

Kathleen Gaffney, multi-sector bond portfolio manager, examines how the current economic climate is impacting on the bond sector.

Offshore bonds - a good pension alternative? - Published: 30 Mar 2011

Luanne Ahearne, technical support consultant, assesses the impact of the UK governments decision to cap tax relief on pension contributions, and how an offshore bond might help.

UK IHT rule changes - Published: 30 Mar 2011

Neil Chadwick, technical marketing manager, considers the amendments which have been made to the excepted estates rules for UK IHT, and if they will place a burden on individuals planning to protect against IHT.

JP Morgan - Global consumer trends

JP Morgan - Global consumer trends - Published: 27 Feb 2011

Peter Kirkman, portfolio manager at JP Morgan, examines long-term consumer trends and how they are affecting what people buy and how they live.

Trusts - one size does not fit all - Published: 27 Feb 2011

Neil Chadwick, technical marketing manager, highlights some of the key questions to ask when considering a suitable trust for clients.

Invesco - Annual economic outlook 2011

Invesco - Annual economic outlook 2011 - Published: 30 Jan 2011

John Greenwood, chief economist at Invesco, shares his views regarding the outlook for 2011.

PIMS - Re-vamped proposition for 2011 - Published: 30 Jan 2011

RL360° has re-vamped its single premium international portfolio bond, PIMS (Personal Investment Management Service) with a range of exciting new features, enhancing its proposition to investors.

The emergence of QROPS - Published: 30 Dec 2010

Celine Broughton, marketing analyst, looks at the links between recent demographic shifts and the prominence of QROPS.

The pensions time bomb - Published: 30 Dec 2010

David Crellin, marketing analyst, lights the fuse of the pensions time bomb and examines some of the key reasons why retirement saving is more important than ever before.

TechInsight - November 2010 round-up - Published: 30 Nov 2010

Neil Chadwick, technical marketing manager, highlights some of the key stories that have making the headlines over the last month including new restrictions on UK pension contributions and the Liechtenstein tax amnesty.

New pensions law for the Isle of Man - Published: 30 Nov 2010

The Isle of Man should be able to challenge Guernsey’s dominance of the QROPS market following a recent change in its pensions legislation. The new ‘50C’ scheme has created a new type of international pension structure, open to both residents and non-residents, which allows the payment of benefits without any tax being deducted.

Discretionary trusts - flexibility at a cost? - Published: 30 Oct 2010

Celine Broughton, marketing analysts, finds there is a common misconception that the flexibility of a discretionary trust comes as a cost. Perhaps a Discounted Gift Trust set up on discretionary basis can help bury the myth?

TechInsight - October 2010 round-up - Published: 30 Oct 2010

Neil Chadwick, technical marketing manager, highlights some of the key stories that have making the headlines over the last month including the Foreign Investment Fund Rules in Australia, clampdowns on UK IHT and the Gaines Cooper right of appeal.

Two awards for RL360° - Published: 30 Oct 2010

We are celebrating after winning two prizes at the prestigious International Adviser ‘International Life Awards’ in London.

LifePlan - Term benefits available to age 80 - Published: 30 Sep 2010

RL360° has added 2 new benefits to LifePlan for its 1st birthday. Term cover is now available until age 80 and long-term care becomes a standard feature.

A testing time for trusts? - Published: 30 Aug 2010

Andrew Dudgeon, product marketing manager, attempts to find some clarity in complexity when assessing the impact of the UK's emergency budget on discretionary trusts. Easier said than done.

Offshore bonds for corporate clients - Published: 30 Aug 2010

Luanne Ahearne, technical support consultant, demonstrates how a company might make use of an offshore bond. Most of the time we only hear about the tax advantages for individuals or trusts, so how can a bond work for a company and what do you need to know?

Discounted gift schemes - Published: 30 Jul 2010

Neil Chadwick, technical marketing manager, brings us up to speed with regard to discounted gift trusts. How do they work, what impact can they have, what is HMRCs view and how are they underwriten - all is explained.

Implications of the emergency UK budget - Published: 30 Jul 2010

Neil Chadwick, technical marketing manager, rounds-up the key points from the UK emergency budget and highlights all the relevant changes you need to know about.

Offshore bonds for expatriates - Published: 30 May 2010

Luanne Ahearne, technical support consultant, highlights some of the many benefits for expatriate clients that an offshore bond may be able to provide.

Offshore boost from probable rise in CGT - Published: 30 May 2010

Celine Broughton, marketing analyst, examines how the likely increase in UK CGT, come the budget, may play out from an offshore bond perspective and how it is likely to make offshore bonds even more popular.

Is it a QNUPS? Is it a QROPS? - Published: 30 Apr 2010

Luanne Ahearne, technical support consultant, takes a look at the latest acronym to reach our shores, QNUPS. What is a QNUPS. how does it differ from a QROPS and who should consider one - all is revealed.

Quantum - New regular savings product launch - Published: 30 Apr 2010

RL360° has launched a new regular premium savings product for international investors, called Quantum.

A defining moment for QROPS - Published: 27 Feb 2010

Luanne Ahearne, technical support consultant, investigates the implications for members of defined benefit schemes considering moving their pension to a QROPS.

International financial services - where to now? - Published: 27 Feb 2010

David Kneeshaw, chief executive, shares his unqiue insights with regard to the current economic down-turn and the impact on international finance centres.

Trusts for all situations - Published: 30 Jan 2010

Luanne Ahearne, technical support consultant, delves deep into the RL360° trust range and explains just some of the many potential benefits of using various types of trust.

Who said tax wasn't taxing? - Published: 30 Jan 2010

Neil Chadwick, technical marketing manager, puts the tax changes directed towards UK resident non-domiciles under the microscope through a series of examples and ponders how much more legislation will be added in the years to come.