Case study links
Planning with LifePlan
LifePlan aims to provide comprehensive cover and offers a wide range of planning opportunities.
Whether your client wants to give a gift of a life policy to his children, needs life cover for himself, wants to set up life cover for a key man in his business, or needs something to protect his savings in retirement, LifePlan can be tailored to suit those needs.
For international expatriates, there is often little in the way of support from Government in times of a health crisis, and LifePlan can help clients feel assured that the financial protection they need is available.
Click on each of the titles below to discover more
A LifePlan for Children
They grow up at such an alarming rate, at times it can be hard to keep up.
Starting a LifePlan when the child is young could mean a fully funded life insurance policy by the time they are old enough to leave home...
With life and critical illness cover that can be indexed over time, the value of their life benefits can grow just as quickly as they do.
A LifePlan for Singles
Whether your client is making those first steps towards starting a family or just looking to buy their first house, life and critical illness cover are crucial to helping them get started and to stay protected. Whether they want a large policy, or a small one that grows with their financial needs, they have a partner in us.
With a policy that can be increased (without extra medical testing) if they get married and again if they have kids, LifePlan can adapt and grow over time with them.
A LifePlan for Family
A client’s financial planning needs change over the course of their lives.
Buying houses, putting children through school, planning for retirement and even paying for weddings all impact a client’s long term financial goals.
There is however, always one constant need. The need for life and critical illness cover.
Having an insurance policy is important to preventing the financial loss that can accompany the unthinkable.
A LifePlan for Business
Protecting a business against ill health of key staff is just as important as protecting it from competitors.
By having in place an insurance policy for any key members of staff, a business can offset any financial losses it might face if they’re unable to work. If a key member of staff is unwell, it can jeopardise relationships and even put profits at risk.
For sole traders, having that protection policy in place can help them cope with the stress and financial loss that would accompany closing their business (even if only temporarily) should they be unable to work.
A LifePlan for Retirement
Pensions take a lifetime to build, and once a person stops working, if anything happens to those savings, it is not easy to replace them.
If a client is unwell and needs to pay for treatment, ongoing care, or any house renovations that might be needed following their diagnosis, they would need to use their pension pot.
The big question is will their savings be able to cope?
Having a protection plan that can replace any of those savings and prevent any financial losses is crucial to long term financial stability.