Planning: What's new...

Tax planning for non doms - Published: 08 May 2019

Offshore bonds may provide a solution for long term UK resident non doms who are currently paying, or who face paying, an annual Remittance Basis Charge. Read on to find out why.

RL360 Quantum - making your UK tax returns more simple - Published: 09 Feb 2016

RL360 has been reviewing some of the more colourful excuses HMRC says it has received from taxpayers who fail to file their tax return.

Taxation of highly personalised policies for UK residents - Published: 17 Nov 2015

By Kirsty Caley, RL360 Technical Support Consultant

How long are we all going to live? - Published: 16 Nov 2015

People are living longer today than at any other time; we assess the impact of this and what it will mean for retirement planning.

New UK Capital Gains Tax on residential property held by non UK residents - Published: 09 Sep 2015

The scope of UK Capital Gains Tax (CGT) was extended to non-UK residents selling UK residential property interests.

Further changes to the taxation of UK residential properties held in corporate structures - Published: 06 May 2014

By Neil Chadwick, RL360 Technical Marketing Manager

UK Inheritance Tax Planning using Whole of Life Assurance - Published: 06 May 2014

By Neil Chadwick, RL360 Technical Marketing Manager

Policyholder Protection - Published: 14 Nov 2013

What are Policyholder Protection schemes and what do thay actually cover?

UK inheritance tax planning using whole of life assurance - Published: 18 Oct 2013

RL360 Technical Marketing Manager Neil Chadwick takes a look at the world of IHT

FATCA - the Key Dates - Published: 29 Jul 2013

Financial institutions have more time to comply with FATCA as the Internal Revenue Services (IRS) and Treasury Department delay implementation. Below is a revised timeline.

A SIPP or a QROPS? - Published: 12 Apr 2013

Ever since QROPS have been available there has been a discussion, normally led by product providers, over whether a SIPP is better or worse for a client living overseas than a QROPS.

Honey I've shrunk our pension pot - Published: 28 Feb 2013

A young, upcoming project manager (in the oil sector) and his wife arrive in Dubai, about to begin the next chapter of their life together. Seduced by the salary, the climate, the beautifully appointed beach front apartment, and the promise of an early retirement, their future appears on course. But lurking in the shadows, a silent truth prepares to deprive of them of the future they’ve taken for granted.

Changes to the Taxation of UK residential Properties - Published: 11 Jan 2013

UK Government to introduce new tax charges for UK property held in corporate structures

Quirks of QROPS - Published: 28 Dec 2012

Technical Marketing Manager Neil Chadwick considers the future of QROPS

The law on GAAR - Published: 05 Oct 2012

The recent HMRC consultation on General Anti-Abuse Rule (GAAR) could have implications for tax avoidance planning opportunities

Proposed changes to Time Apportionment Relief - Published: 30 Aug 2012

HMRC is proposing to overhaul the special tax rules which provide UK income tax relief on policy gains for UK resident policyholders who were not UK resident during the period of ownership.

FACT'D off with FACTA - Published: 30 Jul 2012

Neil Chadwick, technical marketing manager, goes into detail on the US Foreign Account Tax Compliance Act (FACTA) and what it means for insurers and 'US persons' going forward.

Quantum - Funding university fees - Published: 01 Jul 2012

Funding university fees is a major financial commitment, have your clients considered how they will cover these? Perhaps regular saving through Quantum could help...

Quantum - Secondary education planning - Published: 01 Jul 2012

Funding for a child's secondary education can cost more than most parents think, have your clients considered how they will cover these? Perhaps regular saving through Quantum could help...

Quantum - Short term funding - Published: 01 Jul 2012

Not all clients have the abilitiy to save over the long-term for their childrens education, so could Quantum provide a solution where short-term funding is a must?

QROPS - where are we now? - Published: 30 Jun 2012

Luanne Ahearne, technical support consultant, provides an update on the current developments impacting the QROPS market.

Trust planning - the good, the bad & the ugly! - Published: 30 May 2012

Neil Chadwick, technical marketing manager, shares his views on trust planning; where it works well, where it doesn't and where it can all go horribly wrong!

UK Budget 2012 - impact on offshore bonds - Published: 30 Apr 2012

Neil Chadwick, technical marketing manager, examines the fall-out from the UK budget and some of the tax planning schemes that have been closed down as a result.

Quantum - Don't delay retirement saving - Published: 01 Apr 2012

Planning for retirement is crucial for clients who want to maintain their current standard of living in the future, but delaying that planning could have a dramatic effect, can Quantum save the day?

Quantum - Short-term saving for retirement - Published: 01 Apr 2012

Not all clients have the abilitiy to save over the long-term for retirement, so could Quantum provide a solution where short-term funding is a must?

Pensions Time Bomb - Published: 31 Jan 2012

HMRC is proposing to overhaul the special tax rules which provide UK income tax relief on policy gains for UK resident policyholders who were not UK resident during the period of ownership.

Retirement saving for a rainy day - Published: 23 Jan 2012

Luanne Ahearne, technical support consultant, discovers that 61% of people are more scared of outliving their assets than of actually dying! What does this mean for regular saving and building a retirement nest egg?

The long arm of the UK taxman - Published: 30 Aug 2011

Neil Chadwick, technical marketing manager, takes a brief look at HMRCs consultation proposals which are supposed to make life easier advisers when working out a clients exposure to UK tax.

Tax planning for UK domiciled expats - Published: 30 Jul 2011

Luanne Ahearne, technical support consultant, offers up 10 strategies to potentially reduce your clients tax liability on their return to the UK.

Oracle - Funding education fees - Published: 30 Jun 2011

Funding university fees is a major financial commitment, have your clients considered how they will cover these? Perhaps Oracle could help...

Offshore bonds - a good pension alternative? - Published: 30 Mar 2011

Luanne Ahearne, technical support consultant, assesses the impact of the UK governments decision to cap tax relief on pension contributions, and how an offshore bond might help.

UK IHT rule changes - Published: 30 Mar 2011

Neil Chadwick, technical marketing manager, considers the amendments which have been made to the excepted estates rules for UK IHT, and if they will place a burden on individuals planning to protect against IHT.

Trusts - one size does not fit all - Published: 27 Feb 2011

Neil Chadwick, technical marketing manager, highlights some of the key questions to ask when considering a suitable trust for clients.

The emergence of QROPS - Published: 30 Dec 2010

Celine Broughton, marketing analyst, looks at the links between recent demographic shifts and the prominence of QROPS.

The pensions time bomb - Published: 30 Dec 2010

David Crellin, marketing analyst, lights the fuse of the pensions time bomb and examines some of the key reasons why retirement saving is more important than ever before.

TechInsight - November 2010 round-up - Published: 30 Nov 2010

Neil Chadwick, technical marketing manager, highlights some of the key stories that have making the headlines over the last month including new restrictions on UK pension contributions and the Liechtenstein tax amnesty.

Discretionary trusts - flexibility at a cost? - Published: 30 Oct 2010

Celine Broughton, marketing analysts, finds there is a common misconception that the flexibility of a discretionary trust comes as a cost. Perhaps a Discounted Gift Trust set up on discretionary basis can help bury the myth?

TechInsight - October 2010 round-up - Published: 30 Oct 2010

Neil Chadwick, technical marketing manager, highlights some of the key stories that have making the headlines over the last month including the Foreign Investment Fund Rules in Australia, clampdowns on UK IHT and the Gaines Cooper right of appeal.

A testing time for trusts? - Published: 30 Aug 2010

Andrew Dudgeon, product marketing manager, attempts to find some clarity in complexity when assessing the impact of the UK's emergency budget on discretionary trusts. Easier said than done.

Offshore bonds for corporate clients - Published: 30 Aug 2010

Luanne Ahearne, technical support consultant, demonstrates how a company might make use of an offshore bond. Most of the time we only hear about the tax advantages for individuals or trusts, so how can a bond work for a company and what do you need to know?

Discounted gift schemes - Published: 30 Jul 2010

Neil Chadwick, technical marketing manager, brings us up to speed with regard to discounted gift trusts. How do they work, what impact can they have, what is HMRCs view and how are they underwriten - all is explained.

Implications of the emergency UK budget - Published: 30 Jul 2010

Neil Chadwick, technical marketing manager, rounds-up the key points from the UK emergency budget and highlights all the relevant changes you need to know about.

Offshore bonds for expatriates - Published: 30 May 2010

Luanne Ahearne, technical support consultant, highlights some of the many benefits for expatriate clients that an offshore bond may be able to provide.

Offshore boost from probable rise in CGT - Published: 30 May 2010

Celine Broughton, marketing analyst, examines how the likely increase in UK CGT, come the budget, may play out from an offshore bond perspective and how it is likely to make offshore bonds even more popular.

Is it a QNUPS? Is it a QROPS? - Published: 30 Apr 2010

Luanne Ahearne, technical support consultant, takes a look at the latest acronym to reach our shores, QNUPS. What is a QNUPS. how does it differ from a QROPS and who should consider one - all is revealed.

A defining moment for QROPS - Published: 27 Feb 2010

Luanne Ahearne, technical support consultant, investigates the implications for members of defined benefit schemes considering moving their pension to a QROPS.

Trusts for all situations - Published: 30 Jan 2010

Luanne Ahearne, technical support consultant, delves deep into the RL360 trust range and explains just some of the many potential benefits of using various types of trust.

Who said tax wasn't taxing? - Published: 30 Jan 2010

Neil Chadwick, technical marketing manager, puts the tax changes directed towards UK resident non-domiciles under the microscope through a series of examples and ponders how much more legislation will be added in the years to come.