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Welcome to RL360's

dedicated financial adviser website

For financial advisers only

Not to be distributed to, or relied on by, retail clients

Trust Range overview

Whether your clients want to avoid Manx Probate, create an Excluded Property trust or keep their Life Cover out of their estate for IHT purposes, RL360's trust range could help.

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´╗┐RL360 offers a choice of trusts most of which can be established on either a ‘Bare Trust’ (Fixed Beneficiary) or ‘Discretionary Trust’ (Flexible Beneficiary) basis in order to accommodate the needs of a wider range of investors. The differences between a Bare and Discretionary Trust and further details on all our trusts can be found in our Guide to Trusts.

Isle of Man Probate Trust

Suitable for individuals looking to avoid Isle of Man Probate upon their death. Nothing else.

Loan Trust

This enables the settlor(s) to make a gift of the growth of their investment and still retain access to their original capital.

Gift Trust

Facilitates an outright gift to the trustees for the benefit of the beneficiaries.

International Flexible Trust

Simple, flexible trust which is suitable for non-UK domiciled individuals.

Beneficiary Trust

This trust is only created on the death of the last surviving plan owner. It’s an alternative to a nomination of beneficiary form.

Discounted Gift Trust

RL360’s DGT allows UK domiciled individuals to gift a policy into a trust, receive an income and subject to successful medical underwriting, immediately reduce the value of their estate for UK Inheritance Tax (IHT) purposes.

Excluded Property Trust

The Excluded Property Trust can offer UK IHT advantages for a non-UK domiciled individual who may later become deemed UK domiciled.